Your budget stays free. Pro adds Raku, Stats, Telegram and the iPhone Shortcut. Max adds more Raku messages, scans and voice minutes.
Run your monthly budget.
Rp 0/ month
Free forever
Record by chat and see your whole year.
Rp 20.000/ month
Rp 240.000 paid once for 12 months · save 17%
Everything in Free, plus:
7 days free, no card needed. CSV export, PDF statements and MCP start once you pay.
Nothing renews by itself. Pay by QRIS, e-wallet, card or bank transfer.
For people who use Raku every day.
Rp 39.000/ month
Rp 468.000 paid once for 12 months · save 20%
Everything in Pro, plus:
Nothing renews by itself. Pay by QRIS, e-wallet, card or bank transfer.
On Free, transactions, bills and past months have no limit. Several apps we checked limit at least one of them on their free plan.
| Feature | Free | Pro | Max |
|---|---|---|---|
| Budget | |||
| Today's limit, after bills and goals are set asideOnly in Bendaharaku | Included | Included | Included |
| Three-bucket budget and ready-made splits | Included | Included | Included |
| Categories with limits and targets | Included | Included | Included |
| Labels | Included | Included | Included |
| Goals | Up to 2 | Unlimited | Unlimited |
| Recording | |||
| Transactions and transfersStandout | Unlimited | Unlimited | Unlimited |
| Record from TelegramOnly in Bendaharaku | Not included | Included | Included |
| Record from an iPhone ShortcutStandout | Not included | Included | Included |
| Bank, e-wallet and cash accounts | Up to 3 | Unlimited | Unlimited |
| Investment accounts (one per Savings category) | Up to 3 | Unlimited | Unlimited |
| Attach receipt photos | Included | Included | Included |
| CSV import | Included | Included | Included |
| Bills and debts | |||
| Bills with remindersStandout | Unlimited | Unlimited | Unlimited |
| People in Debts | Up to 2 | Unlimited | Unlimited |
| PDF statements per person | Not included | Included | Included |
| Stats | |||
| Every past month in HistoryStandout | Included | Included | Included |
| Overview and month-end forecast | Included | Included | Included |
| Stats: streaks, where it went, safety net | Not included | Included | Included |
| Raku and AI | |||
| Raku in Indonesian: chat, voice notes and receipt photosStandout | Not included | Included | Included |
| Connect Claude, Cursor or VS Code (MCP)Standout | Not included | Included | Included |
| Raku messages a month | Not included | 150 | 400 |
| Receipt scans a month | 10 | 50 | 150 |
| Voice note minutes a month | Not included | 30 | 90 |
| Raku keeps your chats | 30 days | 30 days | 90 days |
| Account and data | |||
| Amounts locked with your passwordStandout | Included | Included | Included |
| Backup and restore | Included | Included | Included |
| CSV export | Not included | Included | Included |
| Indonesian and English | Included | Included | Included |
| Light and dark mode | Included | Included | Included |
| Priority support | Not included | Not included | Included |
The 7-day trial has Pro's features with 50 Raku messages, 10 scans and 10 voice minutes. CSV export, PDF statements and MCP need a paid pass.
Free covers the budget itself: unlimited transactions and bills, and every past month. Pro adds Raku, Telegram, the iPhone Shortcut and the Stats page. Max is Pro with more Raku: 400 messages, 150 receipt scans and 90 voice minutes a month.
No. Each pass covers 1 or 12 months, then ends. We'll remind you before it does. Buy another pass if you want to keep Pro or Max.
Unlimited transactions and bills with reminders, the three-bucket budget, every past month, 10 receipt scans a month, CSV import, and backup and restore.
You're back on Free, and nothing is deleted. If you have more accounts or goals than Free allows, the ones you used most recently stay active and the rest are paused. You can swap which ones stay active, and they all come back with Pro or Max. In Debts you can't add a third person, but repayments always work. Backups always work too.
Through Midtrans, in rupiah, even if you budget in another currency. A 1-month pass takes QRIS and e-wallets. A 12-month pass also takes cards and bank transfer. We email you a receipt for every payment.
Every new account gets 7 days of Pro, no card needed. It includes 50 Raku messages, 10 receipt scans and 10 voice minutes. CSV export, PDF statements and MCP need a paid pass. After 7 days you're on Free unless you buy one. There's one trial per Google account.
Yes, within 3 days of paying. Email us and we'll refund the full amount through Midtrans. If you paid twice by mistake, or a pass never started, we always refund it. After 3 days, a pass runs until it ends.
